Having a social life on a budget isn’t as hard as you think. You can still see your friends, do some weekend activities and even have a night out.
Here are some ways you can still be social without letting your budget get the best of you…
- Be the organiser
Saying no to plans can really be a let down especially when it has to do with being on a budget. If you are the organiser with your friends you can make plans that are cheaper alternatives or cost you nothing at all.
- Look into no-cost activities
This can include things like going on a picnic, going to a no-cost museum, take a hike, go to the beach or have a look at your local council website to see what free concerts and events are on around you.
- Open up your home
Set a trend with your friends to have a night in at each other’s places each week. You can watch movies, set up a platter or nibblies that you’ll already have at home and even cook dinner together. By starting this trend saves you money on eating out and each person will have a turn to host.
- Try a hobbie you’ll all enjoy
Join a gym together, look for places around your state that offers you scenery for a nice day hike, start up a beach volleyball team, or take up a sport. This will cost you a fee to start with but it will save you on spending money going out to places that will cost you a whole lot more.
With a bit of creativity and a willingness to adventure out and try new things, you can definitely maintain a social life on a budget – and it will be more fun too!
For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor. Talk to your electricity, gas, phone or water provider to see if you can work out a payment planIf you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments.
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government’s requirement under the National Consumer Credit Protection Act 2009.